Bank Where You Belong

At Family Trust, membership simply means you bank with us. Open an account or loan, and you automatically become a member and an owner. 

As a not-for-profit credit union, we focus on people, not shareholders. That means more value for you and more money in your wallet.  

If you live, work, worship, or attend school in one of 17 counties across North Carolina and South Carolina, you can apply online in just minutes.  
 

Join Today

How Do I Join? 

Becoming a member of Family Trust is simple. 

1) Check your eligibility. 

Membership is open to more people than you might think. 

You may be eligible if you:

  • You live, work, worship, or attend school in

    • South Carolina: Abbeville, Anderson, Cherokee, Chester, Greenville, Greenwood, Lancaster, Laurens, Oconee, Pickens, Spartanburg, Union, or York County.

    • North Carolina: Cleveland, Gaston, Lincoln, or Mecklenburg County.

  • If an immediate family member or someone in your household if already a member of Family Trust Federal Credit Union.

  • If you are an employee of one of the following local companies.

Not sure if you qualify? It only takes a minute to find out.

Check if You Qualify

 

2) Open an account or loan. 

When you open your first account, you automatically become a member and an owner of Family Trust. 

 

3) Start banking. 

Enjoy competitive rates, fewer fees, and full-service financial support for every stage of life. 

You can apply online using the button below or stop by a local branch to apply and open your account. 

Rooted in Our Community  

Since 1957, Family Trust has proudly served York County and the surrounding communities, growing alongside the families and businesses who call this area home. 

We proudly support local schools and nonprofits, partner with area businesses, provide financial education, and volunteer our time throughout the communities we serve. 

 

When you bank with Family Trust, your money stays local. It helps strengthen the very neighborhoods across North and South Carolina where you live, work, and raise your family. 

 

Because this is not just where we do business. It's our home too. 

 

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Why Bank at Family Trust? 

Because you deserve a financial partner that can do it all. 

From your first checking account to your first home, growing your savings, refinancing debt, or planning what comes next, Family Trust is built to be your primary financial institution for every stage of life. 

When you become a member, you get: 
  • Lower loan rates and fewer fees that help put more money back in your pocket 

  • Competitive dividends that help your savings grow faster 

  • Checking, savings, credit cards, mortgages, auto loans, and more, all in one place 

  • Modern digital banking tools with local support when you need it 

  • Decisions made right here in your community 

 

As a not-for-profit credit union, our earnings go back to members, not shareholders. That means better value, better service, and a team focused on helping you move forward with confidence. 

We are here for your first job, your growing family, your next home, and everything in between.