Behind the Vault

With summer in full swing, many homeowners are channeling their inner DIY expert or hiring professionals to improve their homes which in return boosts property values. Whether you're enhancing curb appeal, fixing a leaky roof, or upgrading your kitchen, figuring out how to finance these projects can be tricky.

We understand that everyone's financial situation is unique. That’s why we offer various financial solutions to suit your needs:

Enhance Your Curb Appeal:

• Landscaping: investing in a lawn mower, hiring a landscaper, applying mulch, or planting flowers can make a big difference.
• Painting: A fresh coat of paint can dramatically update its look. Don’t forget the shutters and front door for added charm.
• Lighting: Strategic lighting can create a welcoming and elegant atmosphere.

Go Green:

• Energy-Efficient Appliances: Update your refrigerator, dishwasher, and more to save on utilities and get potential tax credits.
• Smart Thermostats: Reduce heating and cooling costs year-round.
• Solar Panels: Cut your electric bill significantly and enjoy tax incentives.

Necessary Repairs:

• Tackle plumbing issues, leaky roofs, and other repairs before they escalate into major problems.

Upgrades & Remodels:

• Consider valuable upgrades like kitchen remodels, new flooring, bathroom updates, or adding a backyard deck.

How to Finance Your Home Makeover

Home Equity Line of Credit (HELOC):

Tap into your home's equity with a HELOC. They’re a good way to access funds with lower interest rates and flexible terms to make large projects affordable. Apply now.

Credit Cards:

For smaller projects, consider our Traditional Visa Credit Card or Platinum Awards Visa Credit Card. These offer the convenience of immediate purchasing power.

Personal Loans:

For mid-range projects, a personal loan provides fixed terms and lower interest rates, helping you manage your budget effectively.

Savings:

Whenever possible, use your savings to offset borrowing costs and reduce the interest you’ll pay on loans.

No matter the project size, we’re here to help you finance your dream home improvements. Contact us today to explore the best financing options for your summer projects

Applying is easy, and we're here to guide you every step of the way. Apply now.

Have questions? Use the chat feature at familytrust.org to hear from us during business hours, or give us a call at 803-367-4100.