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Finding your perfect ride isn’t always easy. Financing it is.

Rates

Key Features

  • Competitive Rates
  • Free Pre-Approval1
  • Quick Decisions
  • Local Processing

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Getting a new car or truck should be an exciting — and even fun — experience. And getting financing shouldn’t spoil your good time. In fact, we believe financing your new car or truck should be the easiest part of the auto-buying process.

So, that’s exactly what we do. We make it easy for you. And we go the extra mile to save you money, too. Because here, you come first.

 

Here’s everything you get with a Family Trust auto loan:

  • Competitive interest rates on new and used auto loans2
  • 90 days with no payments for qualified buyers3
  • Fixed rates with fixed monthly payments
  • Up to 125% financing available for qualified buyers
  • Fast pre-approvals (in fewer than 30 minutes during business hours) so you’ll know how much you can afford before you shop1
  • Attentive, friendly service from start to finish. Our local lending consultants will make getting your loan fast and easy.
  • Time-saving electronic document signing available to eligible members
  • Loan payment protection option—Learn more
  • Ability to refinance your existing auto loan from another financial institution to lower your payments or pay off your loan sooner

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1. Pre-approval good for 30 days. 

2. Must be 18 to apply. Qualification is based on credit, income and other underwriting factors, and is subject to approval.

3. For qualified buyers. If you elect to defer your first payment for 90 days, or if you elect loan payment protection, interest and payment protection premiums will accrue on the loan balance during the months' payments are skipped.

*APR is effective as of 08/01/2024, is the lowest available rate and is subject to change. Must be 18 to apply. Qualification is based on creditworthiness, income and other underwriting factors, and is subject to approval. Any vehicle financed with Family Trust must be a 2009 model or newer. Payment Example: 42 monthly payments of $25.65 for each $1,000 borrowed at 4.09% APR, or 66 monthly payments of $17.16 for each $1,000 borrowed at 4.49% APR.

* Must have full paycheck, SSI, or other income direct deposit(s) into a Family Trust personal checking account, or have direct deposit started within 90 days of loan origination, to qualify for the 0.50% APR discount.

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